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Post by lowell on Apr 11, 2021 16:17:32 GMT -6
When I was still paying a mortgage, I had Microsoft Money on my computer and used it to balance my checking account, every month. It agreed with the bank statement mailed to me, every time. Fortunately, my mortgage was never sold and after 15 years it was paid.
I recommend balancing your checking account every month. Some banks are now, charging for bank statements mailed to the account owner. They make it difficult to check the balance by requiring a smart phone to access the online statement. It is probably worth the extra money to pay for a printed statement. I also recommend using a computer software checking account balancing program, like Microsoft Money.
When I was buying my first house, I was also buying a new car, and I got laid off from work. I let the car get repossessed but still was a month late on the mortgage. The bank started foreclosure proceedings. I had to hire a lawyer to stop the foreclosure. Fortunately I was back to work and working overtime. The bank was very unhappy that they failed to foreclose. It was a different bank than the one I chose for the second house.
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Post by James T. Kirk on Apr 11, 2021 16:26:01 GMT -6
For anyone who's interested (and if you are, you need a hobby), here is a link that demonstrates the attitude that Kirk has towards admins. He loves to tell admins how to run their forum, and if they don't agree, he gets a snotty attitude: ourpaths.boards.net/thread/1885/member-recruitingHe will deny being provocative in that thread, but anyone who has ever had a clueless asshole try to tell them how to do something will relate to the admin and understand why the admin of this forum couldn't stand Kirk and would've kicked him off the forum by now if he were still here. I had one problem with the admin when he started this forum. He was posting under "Admin" and he was secretly posting under a second name like a regular member. It was my opinion that it was deceptive to people who weren't aware of it. I still think that, so I don't apologize for bringing it up. The board fell on hard times when Sydney, with the admins help, ran off some good people. That sounds familiar, doesn't it? When the admin tried to revitalize the forum his statement was far from welcoming in my opinion. I offered up that a more conciliatory tone might attract some of his old members back as well as some new members. He didn't like the suggestion and I told him he was free to ignore it. I see nothing wrong with that. Since you were able to find that on this board you should be able to find all kinds of thing on yours, for instance, show me where I ever picked a fight with Jayman (who is too good for your forum) or where I've supported thugs and not supported police. People are anxiously waiting to see your proof.
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Post by James T. Kirk on Apr 11, 2021 16:35:33 GMT -6
received a letter Friday that the autopay for the house mortage had, for some reason, been stopped in Sept 2020. We have been paying on this mortage for 20 years. We may be in trouble. We think that the mortage might have been sold, and we were never notified, it's not the first time this has happened. Did you receive notification the mortgage was being sold? Someone dropped the ball somewhere. Something should have triggered that letter much sooner than 6 months after the fact. I hope you get it straightened out.
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Post by James T. Kirk on Apr 11, 2021 17:05:48 GMT -6
lowell , I have a confession to make: I never read your posts because they're dull as hell. Uh, how would you know "they're dull as hell" if you "never read" them? As Bugs Bunny would say "what a maroon".
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Post by lowell on Apr 11, 2021 17:27:31 GMT -6
Science is a dull subject for imbeciles.
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Post by Deleted on Apr 11, 2021 17:39:03 GMT -6
Science is a dull subject for imbeciles. ^^^Voice of experience.
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Post by Deleted on Apr 11, 2021 17:40:47 GMT -6
Once more for the dummies: whoever wants to read proof of how those two go on a forum to do nothing but pick fights, you can register and see it for yourself. I'm not going to open closed boards to guests.
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Post by James T. Kirk on Apr 11, 2021 17:41:46 GMT -6
While you're making confessions Heeeeey you might as well admit I've never picked a fight with Jayman. Unlike you, he seems to be a likeable guy.
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Post by James T. Kirk on Apr 11, 2021 17:46:12 GMT -6
Once more for the dummies: whoever wants to read proof of how those two go on a forum to do nothing but pick fights, you can register and see it for yourself. I'm not going to open closed boards to guests. Still haven't found anything huh? LOL. It must suck to be so wrong, so often. Other than foodie, everyone know you're an i d i o t.
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Post by gl5662 on Apr 11, 2021 17:48:09 GMT -6
received a letter Friday that the autopay for the house mortage had, for some reason, been stopped in Sept 2020. We have been paying on this mortage for 20 years. We may be in trouble. We think that the mortage might have been sold, and we were never notified, it's not the first time this has happened. Did you receive notification the mortgage was being sold? Someone dropped the ball somewhere. Something should have triggered that letter much sooner than 6 months after the fact. I hope you get it straightened out. We'll know something after contacting the lawyer tommorow.
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Post by James T. Kirk on Apr 11, 2021 17:59:36 GMT -6
Once more for the dummies: whoever wants to read proof of how those two go on a forum to do nothing but pick fights, you can register and see it for yourself. I'm not going to open closed boards to guests. And yet the Witt sisters, Nit and Half continue to come here and invite, challenge and cajole us to please come and post on their boards. Half Witt even offered me a position as a moderator and promised not to tell Nit Witt if I would join their board. Nit told guests they were having a buffet during the open house three weeks ago. They're still eating leftovers because nobody showed up. LOL
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Post by Deleted on Apr 11, 2021 18:08:11 GMT -6
Just to show everyone how clueless Kirk is, and how it never stops him from running his mouth half-cocked, the fact is that Sydney told me she was going to ask Kirk if he wanted to be moderator way before she asked him. I told her it was her forum and that I didn't care. So I knew well ahead of time, but here he is making up stories. Anyone who believes a word he says is believing wrong information. If you start from the position that those two don't know c r a p, you will have a better understanding going forward.
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Post by James T. Kirk on Apr 11, 2021 18:20:42 GMT -6
Just to show everyone how clueless Kirk is, and how it never stops him from running his mouth half-cocked, the fact is that Sydney told me she was going to ask Kirk if he wanted to be moderator way before she asked him. I told her it was her forum and that I didn't care. So I knew well ahead of time, but here he is making up stories. Anyone who believes a word he says is believing wrong information. If you start from the position that those two don't know c r a p, you will have a better understanding going forward. Very good Heeeeey. You figured out Sydney is Half Witt and you are Nit Witt. I'm impressed. Don't you ever get tired of coming here and making a fool of yourself? LOL
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Post by James T. Kirk on Apr 11, 2021 18:24:39 GMT -6
Did you receive notification the mortgage was being sold? Someone dropped the ball somewhere. Something should have triggered that letter much sooner than 6 months after the fact. I hope you get it straightened out. We'll know something after contacting the lawyer tommorow. I'm sure things will get straightened out. Hang in there.
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Post by garak on Apr 12, 2021 6:19:11 GMT -6
Just to show everyone how clueless Kirk is, and how it never stops him from running his mouth half-cocked, the fact is that Sydney told me she was going to ask Kirk if he wanted to be moderator way before she asked him. I told her it was her forum and that I didn't care. So I knew well ahead of time, but here he is making up stories. Anyone who believes a word he says is believing wrong information. If you start from the position that those two don't know c r a p, you will have a better understanding going forward. So what you are really saying is that when Sydney asked Kirk to be a moderator and "promised not to tell you" she was lying! Why is Sydney lying not a surprise for anyone that has put up with her consistent lying for years. Has she taken you out for a soda yet heeeeyy?
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